Personal loans online, from $500 to $50,000
Pick an amount, fill in one tidy form on your phone and we'll take it from there. Applications are open around the clock, 7 days a week.
My application
- Form submittedToday, 9:12 am
- Bank feed linkedRead-only access
- Application in progressWe search for a lender to review it
- Next stepsCheck your email and SMS
- OnlineApply from your phone, any time
- CashFor everyday costs that pop up
- Short termBorrow for a few months
- PaydaySmall amounts between pays
- QuickOne simple online form
- Same dayFind out how it works
- EmergencyWhen something can't wait
- Car repairGet back on the road
- Medical and dentalTreatment costs covered
- VetFor your furry family
- Rent and bondMoving into a new place
- TravelTrips and family visits
Every loan type, one simple form. Loans from $500 to $50,000.
Simple, from the first tap
Apply
One simple form, built for your phone
Choose your amount, tell us a little about yourself and send it off. Your progress is saved as you go.
My application
- Form submittedToday, 9:12 am
- Bank feed linkedRead-only access
- Application in progressWe search for a lender to review it
- Next stepsCheck your email and SMS
Borrowing, without the runaround
Why Zoomi Money? Because filling in the same details again and again is a hassle. Zoomi keeps it to one clear form, plain-English questions and a secure way to share your statements, so you can get on with your day.
Every loan offer has its own rates, fees and repayments, all spelled out in the contract. Please read our warning about borrowing first.
How it works
- Apply onlineSlide to your amount and answer a handful of questions on any device.
- Link your bankThe read-only bank feed shares 90 days of transactions. No PDFs required.
- We get to workOnce we receive your application, we search for a lender willing to review your loan.
- Read before you signIf you receive an offer, check the contract, fees and repayments carefully.
Bank feed
Link your bank without handing over the keys
The bank feed shows 90 days of transactions, read-only. Nothing to scan, nothing to email, and no one can move a cent.
Link your bank
90 days of transactions, read-only. Zoomi can't move money or see your password.
- Big bank
- Regional bank
- Digital bank
- Mutual bank
Who can apply?
We only accept Australian residents as applicants. Applicants must be at least 18, earn a regular income that lands in an Australian bank account, and bank online.
How much can I apply for?
Anything from $500 to $50,000. Whether a loan is offered, and how much, depends on your circumstances and the lender's own assessment.
Does Zoomi Money perform a credit check?
Zoomi Money does not perform a credit check. A lender may perform a credit check as part of their loan assessment process.
What do I need to apply?
A few minutes, your contact details and a rough picture of your income, spending and the loan's purpose. You may be asked to link your bank through the read-only feed so 90 days of transactions can be reviewed.
Can I apply from my phone?
Yes. The whole form is built for small screens, and applications are open 24 hours a day, 7 days a week.
What happens after I apply?
Keep an eye on your messages, including your junk and spam folder. If a lender has agreed to progress your application, they will be in touch with you via email or SMS.
More answers on our FAQ page.