*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0}img,svg{max-width:100%}a{color:inherit}.w{width:min(1120px,100% - 40px);margin-inline:auto}
input[type=range]{--p:20%;-webkit-appearance:none;appearance:none;width:100%;height:12px;border-radius:999px;background:linear-gradient(90deg,var(--acc) var(--p),var(--trk) var(--p));margin:14px 0 6px;cursor:pointer}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:32px;height:32px;border-radius:50%;background:#fff;border:4px solid var(--acc);box-shadow:0 4px 12px #0003}
input[type=range]::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:#fff;border:4px solid var(--acc);box-shadow:0 4px 12px #0003}
input[type=range]:focus-visible{outline:3px solid currentColor;outline-offset:6px}.ends{display:flex;justify-content:space-between;font-size:.85rem;font-weight:600;opacity:.75}
.calc-top{display:flex;justify-content:space-between;align-items:baseline;gap:10px;flex-wrap:wrap}.calc-top label{font-weight:700}.calc output{font-size:clamp(2.4rem,9vw,3.4rem);font-weight:900;letter-spacing:-.04em;line-height:1}
.big{display:flex;justify-content:center;width:100%;margin-top:18px}.calc-note{font-size:.82rem;opacity:.75;margin:12px 0 0;text-align:center}
details{border-bottom:1px solid var(--ln,#e5e7eb);padding:4px 0}summary{cursor:pointer;font-weight:700;padding:14px 0;list-style:none;display:flex;justify-content:space-between;gap:12px}summary::-webkit-details-marker{display:none}summary:after{content:"+";font-weight:400;font-size:1.4em;line-height:1}details[open] summary:after{content:"\2013"}details p{margin:0 0 16px}
.legal{font-size:.8rem;line-height:1.55;opacity:.8;border-top:1px solid #ffffff22;padding-top:18px;margin:28px 0 0}
.fgrid{display:grid;grid-template-columns:1.1fr 1.4fr 1.4fr;gap:28px}.fgrid nav{display:grid;grid-template-columns:1fr 1fr;gap:6px 18px;align-content:start;font-size:.9rem}.fgrid nav a{text-decoration:none;opacity:.9}.fgrid nav a:hover{text-decoration:underline}@media(max-width:820px){.fgrid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}@font-face{font-family:Jost;src:url(/fonts/jost.woff2) format("woff2");font-weight:400 700;font-display:swap}@font-face{font-family:News;src:url(/fonts/newsreader.woff2) format("woff2");font-weight:400;font-display:swap}
body{font:17px/1.55 Jost,"Avenir Next",Futura,system-ui,sans-serif;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;--acc:var(--ink);--trk:#0000001a;--ln:var(--line)}
.w{width:min(1200px,100% - 48px)}.serif{font-family:News,"Iowan Old Style",Georgia,serif;font-weight:400;letter-spacing:-.01em}.mut{color:var(--muted)}
h1,h2,h3{font-weight:500;letter-spacing:-.01em;margin:0}
/* floating pill header */
.hdr{position:fixed;left:0;right:0;top:0;z-index:60;padding:12px 12px 0;transition:transform .5s cubic-bezier(.24,.97,.63,1)}.hdr.sc{transform:translateY(calc(-1 * var(--ph,0px)))}
.promo{position:relative;background:#ffffffe6;border-radius:12px;font-size:.82rem;text-align:center;padding:9px 44px;margin-bottom:8px;color:#1c1b1b;box-shadow:0 1px 6px #0000000d}.promo a{text-decoration:underline}.px{position:absolute;right:10px;top:50%;transform:translateY(-50%);border:0;background:none;font-size:1.4rem;line-height:1;cursor:pointer;color:inherit;padding:4px 8px}.promo.gone{display:none}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;background:#fffffff2;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-radius:14px;box-shadow:0 2px 14px #0000000f;padding:9px 10px 9px 18px;min-height:58px;color:#1c1b1b}
.logo.wm{gap:0;font-weight:600;font-size:1.32rem;letter-spacing:-.02em;color:#1c1b1b;text-decoration:none;display:inline-flex;align-items:center}.logo.wm .m{font-family:News,Georgia,serif;font-style:italic;font-weight:400;margin-left:2px}.zi{display:inline-grid;place-items:center;width:1.25em;height:1.25em;border-radius:.4em;background:var(--brand);color:#fff;margin-right:.35em}.zi svg{width:.62em;height:.7em;color:#fff}
.nl{display:flex;gap:22px;font-size:.93rem;font-weight:500}.nl a{text-decoration:none;display:inline-flex;align-items:center;gap:4px}.nl a:hover{text-decoration:underline}.nl svg{width:11px;height:11px}
.nr{display:flex;gap:8px;align-items:center}.pl,.pb{display:inline-flex;align-items:center;justify-content:center;border-radius:999px;font-weight:500;text-decoration:none;padding:.55em 1.1em;font-size:.93rem;transition:background .25s,color .25s,transform .25s}.pl{border:1.5px solid currentColor}.pl:hover{background:var(--ink);color:var(--bg);border-color:var(--ink)}.pb{background:#1c1b1b;color:#fff;border:1.5px solid #1c1b1b}.pb:hover{transform:translateY(-1px);background:#000}.lg{font-size:1.05rem;padding:.95em 2em}
.mm{display:none;position:relative;border:0;padding:0}.mm summary{list-style:none;cursor:pointer;width:40px;height:40px;border-radius:50%;border:1.5px solid #1c1b1b;display:grid;place-content:center;gap:5px;padding:0}.mm summary::-webkit-details-marker{display:none}.mm summary:after{display:none}.mm[open] summary i:first-child{transform:translateY(3.25px) rotate(45deg)}.mm[open] summary i:last-child{transform:translateY(-3.25px) rotate(-45deg)}.mm summary i{display:block;width:16px;height:1.5px;background:#1c1b1b}.mp{position:absolute;right:0;top:50px;background:#fff;border-radius:14px;box-shadow:0 18px 40px -12px #0003;padding:10px;display:grid;min-width:220px}.mp a{padding:10px 12px;text-decoration:none;border-radius:8px;display:flex;gap:4px;align-items:center}.mp a:hover{background:#f3f1ee}.mp svg{width:11px}
@media(max-width:980px){.nl{display:none}.mm{display:block}.nav{padding-left:14px}}
/* hero headline reveal */
.h1{font-size:clamp(2.9rem,4.5vw + 1.9rem,6rem);line-height:1.06;font-weight:500;letter-spacing:-.015em;margin:0 0 22px;text-wrap:balance}.h1 span{display:inline-block}
.js .h1 span{animation:rise 1.1s cubic-bezier(.24,.97,.63,1) both;animation-delay:calc(var(--i) * 75ms + .15s)}@keyframes rise{from{opacity:0;transform:translateY(.45em)}}
.lede{font-size:clamp(1.08rem,.5vw + 1rem,1.3rem);max-width:30em;margin:0 0 30px;text-wrap:pretty}
/* scroll reveal */
.js .rv{opacity:0;transform:translateY(40px);transition:opacity 1s cubic-bezier(.24,.97,.63,1),transform 1.2s cubic-bezier(.24,.97,.63,1);transition-delay:calc(var(--d,0) * 90ms)}.js .rv.in{opacity:1;transform:none}
/* phones */
.phn{--pw:300px;position:relative;width:var(--pw);height:calc(var(--pw) * 2.05);font-size:calc(var(--pw) / 22.5);flex:none}
.phf{position:absolute;inset:0;border-radius:calc(var(--pw) * .16);background:linear-gradient(150deg,#45454f,#121217 32%,#26262d 70%,#4a4a55);box-shadow:inset 0 0 0 1.5px #6a6a75,inset 0 0 0 4px #0c0c10,0 60px 90px -40px #0d0b2a99,0 25px 40px -25px #0006}
.phf:before,.phf:after{content:"";position:absolute;width:3px;border-radius:2px;background:#2b2b33}.phf:before{right:-2px;top:27%;height:12%}.phf:after{left:-2px;top:21%;height:16%;box-shadow:0 calc(var(--pw) * .1) 0 #2b2b33}
.isl{position:absolute;z-index:4;top:calc(var(--pw) * .05);left:50%;transform:translateX(-50%);width:31%;height:calc(var(--pw) * .088);background:#000;border-radius:999px}
.scr{position:absolute;inset:calc(var(--pw) * .033);border-radius:calc(var(--pw) * .13);overflow:hidden;background:#F8F7F4;color:#1c1b1b;text-align:left;line-height:1.35}
.scr:after{content:"";position:absolute;inset:0;background:linear-gradient(118deg,#ffffff38,#fff0 30%,#fff0 70%,#ffffff12);pointer-events:none;z-index:5}
.sb{display:flex;justify-content:space-between;align-items:center;padding:1.05em 2em .2em 2.2em;font-weight:600;font-size:.92em}.sbi{display:flex;gap:.35em;align-items:center}.sbi svg{height:.72em;width:auto;fill:currentColor}
.ab{padding:1.5em 1.2em 0}.ah{display:flex;justify-content:space-between;align-items:center;margin-bottom:1.1em}.aw{font-weight:600;font-size:1.05em;display:flex;align-items:center}.aw b{font-weight:400;font-family:News,Georgia,serif;font-style:italic;margin-left:1px}.av{width:2em;height:2em;border-radius:50%;background:#ECE8E2;display:grid;place-items:center}.av svg{width:1.1em;fill:#8a847c}
.gr{font-size:1.05em;margin:0 0 .9em;color:#6b655e}.gr b{color:#1c1b1b;font-weight:500;font-size:1.35em;letter-spacing:-.01em}.ak{font-size:1.55em;font-weight:500;margin:0 0 .6em;letter-spacing:-.01em}.sm{font-size:.9em;margin:-.2em 0 1em}
.pcard{background:#fff;border-radius:1.1em;padding:1.1em;box-shadow:0 .4em 1.4em -.6em #0002;margin-bottom:.9em}
.scr .calc label{font-size:.9em;font-weight:500}.scr .calc output{font-size:2.6em;font-weight:500;letter-spacing:-.02em}.scr .ends{font-size:.75em}.scr input[type=range]{height:.6em;margin:.7em 0 .3em}.scr input[type=range]::-webkit-slider-thumb{width:1.6em;height:1.6em;border-width:.22em}
.scr .big{margin-top:.9em}.scr .btn{display:flex;align-items:center;justify-content:center;background:#1c1b1b;color:#fff;text-decoration:none;border-radius:999px;padding:.85em 1em;font-weight:500;font-size:1em}.scr .calc-note{font-size:.72em;margin-top:.7em}
.chips{display:flex;gap:.4em;flex-wrap:wrap}.chips span{font-size:.75em;background:#ECE8E2;border-radius:999px;padding:.35em .8em}
.rw{display:flex;justify-content:space-between;align-items:baseline}.rw b{font-size:1.5em;font-weight:500}.pbar{height:.45em;border-radius:9px;background:#ECE8E2;margin:.8em 0 .5em;overflow:hidden}.pbar i{display:block;height:100%;width:64%;border-radius:9px;background:var(--brand);transform-origin:left}.js .pbar i{animation:grow 2.4s cubic-bezier(.24,.97,.63,1) .6s both}@keyframes grow{from{transform:scaleX(.2)}}
.tl{list-style:none;margin:0;padding:0 0 0 .2em}.tl li{position:relative;padding:0 0 1em 2.1em}.tl li:before{content:"";position:absolute;left:0;top:.1em;width:1.3em;height:1.3em;border-radius:50%;border:.15em solid #d8d2ca;box-sizing:border-box;background:#fff}.tl li:after{content:"";position:absolute;left:.6em;top:1.5em;bottom:.1em;width:.12em;background:#e3ded6}.tl li:last-child:after{display:none}
.tl li.dn:before{background:var(--brand) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 12 12'%3E%3Cpath d='M3 6.2l2 2 4-4.4' fill='none' stroke='%23fff' stroke-width='1.8' stroke-linecap='round'/%3E%3C/svg%3E") center/70% no-repeat;border-color:var(--brand)}
.tl li.nw:before{border-color:var(--brand)}.js .tl li.nw:before{animation:pulse 1.8s ease-in-out infinite}@keyframes pulse{50%{transform:scale(1.18);opacity:.7}}.tl b{display:block;font-weight:500;font-size:.98em}.tl small{display:block;font-size:.78em;color:#7b756d}
.banks{list-style:none;margin:0 0 1em;padding:0;background:#fff;border-radius:1em;box-shadow:0 .4em 1.4em -.6em #0002}.banks li{display:flex;align-items:center;gap:.8em;padding:.85em 1em;border-bottom:1px solid #f0ece6;font-weight:500;font-size:.95em}.banks li:last-child{border:0}.banks i{width:1.9em;height:1.9em;border-radius:.6em;flex:none}.banks span{margin-left:auto;width:1em;color:#9a948c}
.lockline{display:flex;gap:.5em;align-items:center;font-size:.78em;color:#6b655e;margin-bottom:1em}.lockline svg{width:1em;height:1.1em;color:var(--brand)}.pbtn{display:flex;justify-content:center;background:#1c1b1b;color:#fff;border-radius:999px;padding:.85em;font-weight:500}
.tb{position:absolute;left:0;right:0;bottom:0;display:flex;justify-content:space-around;padding:1em 1.5em 1.8em;background:linear-gradient(#f8f7f400,#F8F7F4 40%)}.tb i{width:1.4em;height:1.4em;border-radius:.45em;background:#d9d4cc}.tb i.on{background:#1c1b1b}
.scr.lock{background:var(--wall);color:#fff}.lk{padding:1.4em 1em 0;text-align:center}.lkd{font-weight:500;font-size:1.05em;opacity:.9;margin-top:.6em}.lkt{font-size:4.8em;font-weight:500;line-height:1;letter-spacing:-.02em;margin-bottom:.6em}
.nt{text-align:left;background:#ffffff40;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px);border-radius:1.2em;padding:.8em 1em;margin-bottom:.55em;color:#111;background:#ffffffd0}.nt.n2{opacity:.82;transform:scale(.96)}.nh{display:flex;align-items:center;font-size:.78em;color:#555;margin-bottom:.2em}.nh em{margin-left:auto;font-style:normal}.nh .zi{width:1.5em;height:1.5em}.nt b{display:block;font-weight:600;font-size:.98em}.nt>span{font-size:.86em;color:#333}
.js .nt:not(.n2){animation:drop 1.2s cubic-bezier(.24,.97,.63,1) 1s both}@keyframes drop{from{opacity:0;transform:translateY(-1.2em) scale(.96)}}
.lkb{position:absolute;bottom:2.2em;left:2.2em;right:2.2em;display:flex;justify-content:space-between}.lkb i{width:2.6em;height:2.6em;border-radius:50%;background:#ffffff38}
/* exploded menu (big serif loan list) */
.wl{position:relative;background:var(--bg)}.wst{padding:clamp(60px,9vw,110px) 0 20px;position:relative}.wul{list-style:none;margin:0 auto;padding:0;width:min(1000px,100% - 32px)}
.wul a{display:grid;grid-template-columns:1fr auto;align-items:center;gap:4px 16px;text-decoration:none;padding:18px 0;border-bottom:1px solid var(--line)}.wt{font-family:News,Georgia,serif;font-size:clamp(2.2rem,6vw,5.6rem);line-height:1.05;letter-spacing:-.01em}.wd{grid-column:1;color:var(--muted);font-size:.98rem}.ca{grid-row:span 2;width:56px;height:38px;border-radius:999px;border:1.5px solid currentColor;display:grid;place-items:center;transition:background .25s,color .25s}.ca svg{width:20px}a:hover>.ca,.ca:hover{background:currentColor}a:hover>.ca svg,.ca:hover svg{color:var(--bg)}
.wc{display:none}.wln{text-align:center;color:var(--muted);margin:0;padding:24px 16px 64px}.wln span{color:var(--ink);font-weight:500}
@media(min-width:900px){.js.wlm .wl{height:calc(100vh + 12 * 15vh)}.js.wlm .wst{position:sticky;top:0;height:100vh;overflow:hidden;padding:0}
.js.wlm .wul{--ih:clamp(110px,13vh,150px);position:absolute;left:0;right:0;top:calc(50% - var(--ih) / 2);will-change:transform}.js.wlm .wul li{height:var(--ih)}.js.wlm .wul a{display:flex;justify-content:center;height:100%;padding:0;border:0}.js.wlm .wd,.js.wlm .wul .ca{display:none}.js.wlm .wt{font-size:clamp(4rem,7.4vw,7.2rem);transition:opacity .4s}.js.wlm .wul li:not(.on) .wt{opacity:.92}
.js.wlm .wc{display:flex;align-items:center;justify-content:space-between;position:absolute;left:50%;top:50%;width:min(1060px,100% - 64px);height:clamp(110px,13vh,150px);transform:translate(-50%,-50%);background:var(--card);border-radius:12px;padding:0 48px;box-shadow:0 10px 40px -20px #0002}
.wis{position:relative;width:76px;height:76px}.wi{position:absolute;inset:0;opacity:0;transform:translateY(12px);transition:opacity .4s,transform .5s cubic-bezier(.24,.97,.63,1)}.wi.on{opacity:1;transform:none}.wi svg{width:76px;height:76px;color:var(--ink)}.wcd{width:15em;text-align:center;font-size:1.05rem;line-height:1.35}
.js.wlm .wln{position:absolute;left:0;right:0;bottom:0;padding-bottom:30px}}
/* product panels */
.pn{position:relative;overflow:hidden;min-height:min(100vh,900px);display:grid;align-items:center;color:#fff;background:var(--pbg);isolation:isolate}.pn.lt{color:var(--ink)}
.pn>.w{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:center;position:relative;z-index:1;padding:110px 0 80px}.pt{max-width:32rem}.lab{font-size:1.2rem;margin:0 0 10px;display:flex;gap:.35em;align-items:baseline}.lw{font-weight:600;letter-spacing:-.02em}.lw b{font-family:News,Georgia,serif;font-style:italic;font-weight:400}
.pn h2{font-size:clamp(2rem,1.5vw + 1.6rem,3rem);line-height:1.14;font-weight:500;margin:0 0 14px;text-wrap:balance}.pp{font-size:1.08rem;opacity:.88;margin:0 0 26px;max-width:28em}.pn .ca svg{color:inherit}.pn .ca:hover svg{color:var(--pbg-solid,#333)}
.pv{display:flex;justify-content:center;position:relative;will-change:transform}
@media(max-width:899px){.pn{min-height:0}.pn>.w{grid-template-columns:1fr;gap:36px;padding:72px 0 0}.pv{margin-bottom:-150px}.pv .phn{--pw:min(290px,76vw)}.pn.cn .pv{margin-bottom:56px}}
/* aurora blobs */
.au{position:absolute;inset:0;z-index:-1;overflow:hidden}.au i{position:absolute;width:62vmax;height:62vmax;border-radius:50%;background:radial-gradient(closest-side,var(--c),transparent 72%);opacity:.85;will-change:transform;animation:drift 22s ease-in-out infinite alternate}
.au i:nth-child(1){left:-18%;top:-30%}.au i:nth-child(2){right:-22%;top:-12%;animation-duration:26s;animation-delay:-6s}.au i:nth-child(3){left:18%;bottom:-40%;animation-duration:30s;animation-delay:-12s}.au i:nth-child(4){right:6%;bottom:-36%;animation-duration:24s;animation-delay:-3s}.au i:nth-child(5){left:40%;top:-30%;animation-duration:34s;animation-delay:-9s}
@keyframes drift{0%{transform:translate3d(0,0,0) scale(1)}50%{transform:translate3d(8%,6%,0) scale(1.12)}100%{transform:translate3d(-6%,10%,0) scale(.94)}}
.off *,.off:before,.off:after{animation-play-state:paused!important}
/* 3D coin */
.coin3d{--cs:clamp(200px,24vw,300px);width:var(--cs);height:var(--cs);margin:40px auto 0;perspective:900px}.coin3d .cf{width:100%;height:100%;border-radius:50%;display:grid;place-items:center;background:radial-gradient(circle at 32% 28%,#fff6ee,#f4cdb4 28%,#d99a7a 62%,#a9644a);box-shadow:inset 0 0 0 calc(var(--cs) * .045) #e9b394,inset 0 0 0 calc(var(--cs) * .052) #b9765a,inset -12px -16px 30px #8a4a3266,0 40px 60px -30px #6b3a2a88;animation:spinY 9s ease-in-out infinite;transform-style:preserve-3d}
.coin3d span{font:600 calc(var(--cs) * .5)/1 Jost,sans-serif;color:#e7a98a;text-shadow:-2px -2px 0 #fff3e8,2px 3px 0 #9c5a40,0 0 18px #fff4}@keyframes spinY{0%,100%{transform:rotateY(-24deg) rotateX(8deg)}50%{transform:rotateY(24deg) rotateX(-4deg)}}
/* statement */
.stm{padding:clamp(90px,13vw,190px) 0;background:var(--bg)}.lineart .la{width:96px;height:96px;color:var(--ink);margin-bottom:28px}.bigt{font-size:clamp(2.6rem,6.5vw + .5rem,8rem);line-height:1.04;margin:0 0 30px;max-width:11em;text-wrap:balance}.sp{font-size:clamp(1.1rem,.6vw + 1rem,1.35rem);max-width:34em;margin:0 0 18px}.fn{font-size:.82rem;color:var(--muted);max-width:52em;margin:0 0 80px}
.hh{font-size:1.5rem;margin:0 0 22px}.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:28px;counter-reset:s}.steps li{counter-increment:s;border-top:1.5px solid var(--ink);padding-top:16px}.steps li:before{content:counter(s,decimal-leading-zero);display:block;font-family:News,Georgia,serif;font-size:2.4rem;line-height:1;margin-bottom:14px}.steps b{display:block;font-weight:500;font-size:1.1rem}.steps span{color:var(--muted);font-size:.97rem}
@media(max-width:899px){.steps{grid-template-columns:1fr 1fr}}@media(max-width:520px){.steps{grid-template-columns:1fr}}
/* guides card (newsletter-style) */
.gsec{padding:clamp(56px,8vw,110px) 0;background:var(--bg)}.gc{background:var(--yel);border-radius:28px;text-align:center;padding:clamp(52px,8vw,110px) 24px;color:#1c1b1b}.gh{font-size:clamp(2.8rem,7vw,6rem);font-weight:700;letter-spacing:-.03em;line-height:1;margin:0 0 18px;display:inline-flex;align-items:center;gap:.15em}.gdot{width:.55em;height:.55em;border-radius:50%;background:conic-gradient(from 210deg,#ff6b3d,#ffd23f,#5ee07a,#4b7bff,#b26bff,#ff6b3d);display:inline-block}
.gc p{font-size:clamp(1.15rem,1.2vw + .9rem,1.8rem);line-height:1.3;max-width:24em;margin:0 auto 26px}.gl{display:flex;justify-content:center;flex-wrap:wrap;gap:8px 22px;margin-bottom:28px;font-weight:500}.gl a{text-decoration:underline;text-underline-offset:3px}.gc .pl:hover{background:#1c1b1b;color:#fff;border-color:#1c1b1b}
/* faq */
.fq{padding:clamp(56px,8vw,110px) 0;background:var(--bg)}.fqg{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px}.fq h2{font-size:clamp(2.4rem,4vw + .5rem,4.4rem);line-height:1.04;margin:0 0 12px}.fq summary{font-size:1.12rem;font-weight:500}.box{margin-top:26px}.fq details p{color:var(--muted)}@media(max-width:899px){.fqg{grid-template-columns:1fr;gap:20px}}
/* closing */
.cl{text-align:center;padding:clamp(90px,12vw,170px) 0 clamp(60px,8vw,110px);background:var(--bg);overflow:hidden}.cl .bigt{margin:0 auto 10px;max-width:12em}.cl .box{display:flex;justify-content:center}
/* footer */
.wf{background:var(--bg);color:var(--ink);padding:40px 0 90px;border-top:1px solid var(--line)}.fcols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px}.wf h3{font-size:.95rem;font-weight:600;margin:0 0 14px}.wf nav{display:grid;gap:9px;font-size:.92rem;align-content:start}.wf nav.two{grid-template-columns:1fr 1fr;column-gap:24px}.wf nav a{text-decoration:none;color:var(--muted)}.wf nav a:hover{color:var(--ink);text-decoration:underline}
.gw{font-family:Jost,sans-serif;font-weight:600;font-size:clamp(3.4rem,15.5vw,15rem);letter-spacing:-.045em;line-height:.9;margin:64px 0 0;white-space:nowrap;overflow:hidden}.wf .legal{border-top:1px solid var(--line);opacity:1;color:var(--muted);margin-top:28px}.wf .legal a{color:var(--ink)}
@media(max-width:820px){.fcols{grid-template-columns:1fr 1fr;column-gap:20px}.fcols>div:first-child{grid-column:1/-1}}
/* motion toggle */
.pz{position:fixed;right:16px;bottom:16px;z-index:70;width:44px;height:44px;border-radius:50%;border:0;background:#fff;color:#1c1b1b;box-shadow:0 4px 16px #0002;cursor:pointer;display:grid;place-items:center}.pz svg{width:16px;height:16px}.pz .pp2{display:none}.paused .pz .pp1{display:none}.paused .pz .pp2{display:block}.paused *,.paused *:before,.paused *:after{animation-play-state:paused!important}
@media(prefers-reduced-motion:reduce){.pz{display:none}.js .rv{opacity:1;transform:none}}
body{--bg:#FBFAFF;--ink:#1E1B33;--muted:#615D78;--line:#E6E3F0;--card:#fff;--yel:#FFF1B8;--brand:#7357FF;--wall:linear-gradient(165deg,#B9A8FF,#FFC2DD 50%,#FFE2B0)}
.hero{position:relative;overflow:hidden;background:#FBFAFF;padding:170px 0 90px;isolation:isolate}.shim{position:absolute;z-index:0;width:130vmax;height:130vmax;left:50%;top:50%;margin:-65vmax 0 0 -65vmax;border-radius:50%;background:conic-gradient(from 0deg,#FFD3E6,#FFE5C4,#FFF6B8,#EBDDFF,#C5E8FF,#D9CCFF,#FFD3E6);filter:blur(60px);opacity:.9;animation:spin 40s linear infinite;will-change:transform}@keyframes spin{to{transform:rotate(360deg)}}
.sheen{position:absolute;z-index:0;inset:-20% -50%;background:linear-gradient(105deg,#fff0 40%,#ffffff8c 50%,#fff0 60%);animation:sheen 9s ease-in-out infinite;will-change:transform}@keyframes sheen{0%{transform:translateX(-40%)}60%,100%{transform:translateX(40%)}}
.hero:after{content:"";position:absolute;inset:0;z-index:0;background:linear-gradient(#FBFAFF00 70%,#FBFAFF)}
.hero .h1{font-size:clamp(2.8rem,3.4vw + 1.9rem,5rem)}.hero>.w{position:relative;z-index:2;display:grid;grid-template-columns:1fr 1fr;gap:30px;align-items:center}.hcard{background:#ffffffd9;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);border-radius:24px;padding:24px;max-width:440px;box-shadow:0 24px 50px -30px #3b2a8a40}.hcard .btn{display:flex;justify-content:center;background:#1E1B33;color:#fff;border-radius:999px;padding:.95em;font-weight:500;text-decoration:none}.hcard label{font-weight:500}
.stage{position:relative;height:660px;display:flex;justify-content:flex-end;padding-right:50px;align-items:center}.stage .phn{--pw:300px;z-index:1}.js .stage .phn{animation:upin 1.6s cubic-bezier(.24,.97,.63,1) .3s both}@keyframes upin{from{opacity:0;transform:translateY(100px)}}
.fc{position:absolute;z-index:2;background:#ffffffe6;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);border-radius:18px;padding:14px 16px;box-shadow:0 20px 40px -20px #3b2a8a55;display:flex;gap:12px;align-items:center;font-size:.95rem;line-height:1.25;animation:float 6s ease-in-out infinite alternate}.fc b{display:block;font-weight:600}.fc small{color:var(--muted)}.fc .ic{width:38px;height:38px;border-radius:12px;display:grid;place-items:center;flex:none}.fc .ic svg{width:22px;height:22px}
.fc1{left:0;top:150px}.fc2{right:-24px;top:300px;animation-delay:-2s;animation-duration:7s}.fc3{left:20px;bottom:90px;animation-delay:-4s;animation-duration:8s}@keyframes float{from{transform:translateY(0)}to{transform:translateY(-16px)}}
.pn{width:min(1280px,100% - 24px);margin:12px auto;border-radius:32px;min-height:min(92vh,820px)}.pn.p1{--pbg:#EFE9FF}.pn.p2{--pbg:#EAF0FF}.pn.p3{--pbg:#FFEDE3}.pn{color:var(--ink)}.pn .au i{opacity:.75}
.bento{padding:clamp(56px,8vw,110px) 0}.bento h2{font-size:clamp(2.4rem,4vw + .5rem,4.4rem);line-height:1.04;margin:0 0 30px;max-width:12em}.bg{display:grid;grid-template-columns:repeat(6,1fr);grid-auto-rows:minmax(170px,auto);gap:14px}.bx{border-radius:28px;padding:28px;background:#fff;border:1px solid var(--line);position:relative;overflow:hidden}.bx b{display:block;font-size:1.4rem;font-weight:500;line-height:1.2;margin-bottom:6px}.bx span{color:var(--muted)}
.bx.k1{grid-column:span 3;grid-row:span 2;background:linear-gradient(160deg,#EDE7FF,#FFE3EF);padding-bottom:0;display:flex;flex-direction:column}.bx.k1 .phn{--pw:250px;margin:24px auto -170px}.bx.k2{grid-column:span 3;background:#FFF4CC}.bx.k2 .bn{font-size:clamp(3.4rem,6vw,5rem);font-weight:500;line-height:1;letter-spacing:-.03em}.bx.k3{grid-column:span 3}.bx.k4{grid-column:span 6;display:flex;gap:20px;align-items:center}.bx.k4 .ic{margin:0!important;flex:none}.bx.k3 .ic,.bx.k4 .ic{width:52px;height:52px;color:var(--brand);margin-bottom:12px}.bx.k3{background:#FFE9F3}
@media(max-width:899px){.hero{padding:176px 0 40px}.hero>.w{grid-template-columns:1fr}.stage{height:560px;justify-content:center;padding-right:0}.stage .phn{--pw:min(260px,66vw)}.fc{font-size:.85rem;padding:11px 13px}.fc .ic{width:32px;height:32px}.fc1{left:-6px;top:70px}.fc2{right:-6px;top:250px}.fc3{left:0;bottom:40px}.bg{grid-template-columns:1fr}.bx.k1,.bx.k2,.bx.k3,.bx.k4{grid-column:auto;grid-row:auto}.pn{border-radius:24px}}
@media(prefers-reduced-motion:reduce){.fc{animation:none}}.zlab{display:inline-block;height:20px;width:auto;vertical-align:-4px;margin-right:6px}.logo.zl{display:inline-flex;align-items:center}.zlogo{display:block;height:34px;width:auto}@media(max-width:600px){.zlogo{height:28px}}.gw.gwi img{display:block;width:min(100%,900px);height:auto}.zapp{display:block;height:17px;width:auto}
/* ---- Zoomi build: mobile header keeps Log in + Apply visible at every width ---- */
@media(max-width:440px){.hdr{padding:8px 8px 0}.nav{padding:7px 7px 7px 12px;gap:6px;min-height:52px}.zlogo{height:22px}.nr{gap:5px}.pl,.pb{padding:.5em .8em;font-size:.86rem}.mm summary{width:36px;height:36px}.promo{font-size:.76rem;padding:7px 36px}}
@media(max-width:350px){.zlogo{height:18px}.pl,.pb{padding:.45em .65em;font-size:.8rem}}
.skip{position:absolute;left:-999px;top:8px;z-index:100;background:#1E1B33;color:#fff;padding:10px 14px;border-radius:10px}.skip:focus{left:8px}
a:focus-visible,summary:focus-visible,button:focus-visible{outline:3px solid #7357FF;outline-offset:3px}
.btn{display:flex;justify-content:center;background:#1E1B33;color:#fff;border-radius:999px;padding:.95em;font-weight:500;text-decoration:none}
/* inner page hero */
.hero.sub{padding:150px 0 64px}.hero.sub .h1{font-size:clamp(2.3rem,2.4vw + 1.6rem,4rem);margin-bottom:16px}.hero.sub .lede{margin-bottom:22px}.hero.sub>.w{align-items:start}.hero.sub.one>.w{grid-template-columns:1fr}.hero.sub .hcard{margin-left:auto;width:100%}
.crumbs{font-size:.85rem;color:var(--muted);margin:0 0 14px;display:flex;flex-wrap:wrap;gap:6px}.crumbs a{color:var(--muted)}.crumbs span[aria-hidden]{opacity:.6}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:#ffffffcc;border:1px solid var(--line);border-radius:999px;padding:5px 12px 5px 8px;font-size:.85rem;font-weight:500;margin:0 0 16px}.eyebrow .zlab{height:16px;margin:0}
.pills{display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0;list-style:none}.pills li{background:#ffffffcc;border:1px solid var(--line);border-radius:999px;padding:6px 12px;font-size:.9rem}
@media(max-width:899px){.hero.sub{padding:150px 0 40px}.hero.sub .hcard{margin:8px 0 0;max-width:none}}
/* sections */
.sec{padding:clamp(48px,7vw,96px) 0;background:var(--bg)}.sec.tint{background:linear-gradient(180deg,#F4F0FF,#FFF3F8)}.sec h2.st{font-size:clamp(2rem,2.6vw + 1rem,3.2rem);line-height:1.08;margin:0 0 26px;max-width:16em}
.ug{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}.ug .bx{min-height:0}.ug .bx svg{width:40px;height:40px;color:var(--brand);margin-bottom:12px;display:block}.ug .bx:nth-child(4n+1){background:#F3EEFF}.ug .bx:nth-child(4n+2){background:#FFF4CC}.ug .bx:nth-child(4n+3){background:#FFE9F3}.ug .bx:nth-child(4n){background:#EAF0FF}
.prose{max-width:46rem}.prose h2{font-size:clamp(1.6rem,1.1vw + 1.2rem,2.2rem);line-height:1.15;margin:1.7em 0 .5em;font-weight:500}.prose h2:first-child{margin-top:0}.prose h3{font-size:1.2rem;margin:1.4em 0 .4em;font-weight:600}.prose p,.prose li{color:#2E2A47}.prose a{color:#5B3FE0;text-underline-offset:3px}.prose ul,.prose ol{padding-left:1.3em}.prose li{margin:.35em 0}
.prose .note{background:#F3EEFF;border-radius:18px;padding:16px 20px;margin:1.2em 0}.prose .note p{margin:.3em 0}
.tbl{overflow-x:auto;margin:1em 0}.tbl table{border-collapse:collapse;width:100%;font-size:.95rem}.tbl th,.tbl td{border-bottom:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}.tbl th{font-weight:600}
.split{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:start}@media(max-width:899px){.split{grid-template-columns:1fr;gap:24px}}
.aside{background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px;position:sticky;top:110px}.aside h3{font-size:1.15rem;font-weight:600;margin:0 0 12px}.aside ul{margin:0;padding-left:1.1em}.aside li{margin:.4em 0}.aside .btn{margin-top:18px}
.rel{display:flex;flex-wrap:wrap;gap:10px}.rel a{border:1.5px solid var(--ink);border-radius:999px;padding:.5em 1em;text-decoration:none;font-weight:500;font-size:.95rem;transition:background .25s,color .25s}.rel a:hover{background:var(--ink);color:#fff}
.posts{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:14px}.posts a.bx{text-decoration:none;display:flex;flex-direction:column;gap:8px;transition:transform .3s}.posts a.bx:hover{transform:translateY(-3px)}.posts .bx small{color:var(--muted)}.posts .bx b{font-size:1.25rem}
.toc{background:#fff;border:1px solid var(--line);border-radius:20px;padding:18px 22px;margin:0 0 30px}.toc p{font-weight:600;margin:0 0 8px}.toc ul{margin:0;padding-left:1.1em;columns:2;column-gap:28px}.toc li{margin:.25em 0;break-inside:avoid}.toc a{color:#5B3FE0}@media(max-width:600px){.toc ul{columns:1}}
.cl.sm{padding:clamp(64px,9vw,120px) 0}.cl.sm .bigt{font-size:clamp(2.2rem,4vw + .6rem,4.6rem)}.cl .sub{color:var(--muted);margin:0 auto 24px;max-width:34em}
.contact{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}.contact .bx a{color:#5B3FE0;font-weight:500;word-break:break-word}
.fq.inner{padding-top:clamp(40px,6vw,80px)}.fq details a{color:#5B3FE0}
.wf .legal{font-size:.84rem}
.prose a,.prose p,.prose li{overflow-wrap:anywhere}